State Farm Hit With $6.5M Verdict Over Unpaid Injury Claim

A verdict has been served against State Farm Insurance Company, ordering the insurer to pay $6.5 million to a woman who had sued the company over unpaid collision injury claims.

On August 29, 2019, Meghan Grove was involved in an automobile collision when a vehicle crossed the center line of Highway 45 in Mobile County, Alabama, and crashed head-on into her own vehicle. Following the crash, Grove suffered pelvic fractures, a fractured elbow, and a fractured wrist.

The driver at fault had limited insurance coverage that was insufficient to cover Grove’s injuries and the damages she suffered. Grove sought compensation through her underinsured motorist coverage provided by State Farm.

However, State Farm refused to provide full payouts to Grove, and even attempted to lay the blame for the accident on her, despite physical evidence documented at the scene of the collision by investigating law enforcement officers suggesting otherwise.

Grove filed a lawsuit against State Farm, alleging that the insurer committed a bad faith breach of contract.