Children's Clothing tends to depreciate quickly due to rapid outgrowth and frequent wear. In fire or water-related losses, these items often need total replacement due to exposure risks and hygiene concerns.

This category includes dresses, hats, bonnets, and coats—items commonly found in detailed contents inventories. While individual values are typically low, their high volume can significantly affect a claim's personal property totals.

Use this guide to streamline depreciation assessments for clothing bundles, daycare claims, or large family losses where children’s items are abundant and sensitive.