
Consumer Electronics encompass a wide range of devices including phones, Bluetooth speakers, and answering machines. These items are extremely sensitive to both heat and moisture and are commonly claimed in fire, theft, and surge-related losses.
Depreciation is steep for most electronics due to fast product cycles. Adjusters should focus on condition, brand, and release year to estimate value accurately.
This category supports valuations of tech-heavy households or small office losses involving communication gear.