Food and Pantry Supplies are typically low in individual value but collectively important in post-disaster reimbursements. Beverages, staples, and canned goods may be rendered unusable due to temperature loss, contamination, or power outages.

Adjusters should consider spoilage timelines and safety guidelines when valuing food losses in kitchen and storage areas.

This section supports fair compensation for perishables and non-perishables during total loss and partial loss claims alike.