Depreciation Guide (Personal Property)

This personal property Depreciation Guide suggests life expectancy and depreciation rates for individual items in a variety of categories such as appliances, bedding, clothing and furniture. It is downloaded thousands of times every year and is used by hundreds of insurance companies thoughout the United States.

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FP 00 13 (09 03) - Farm Property - Farm Personal Property Coverage Form

Farm property policy lists personal property coverage, coverage extensions and exclusions.

CG 00 01 (12 07) Commercial General Liability Coverage Form

The Commercial General Liability (CGL) form provides property damage and bodily injury liability coverage arising out of business operations and is usually a part of a commercial package policy (CPP). It specifically excludes coverages that would be found in companion policies, such as automobile-related claims which are covered under a business auto policy.

Personal Property Summary Chart

The personal property summary itemizes rooms and areas in a house, with columns to calculate repair cost, actual cash value and replacement cost.

Worksheet Contents Personal Property (FEMA Form 086-0-6, 4/14)

The adjuster and the policyholder list and assess the inventory of flood-damaged personal property on this form. NOTE: This form is currently under review at the Office of Management and Budget (OMB) and has expired effective April 30, 2017. However, OMB has authorized the continued use of the existing form, until the review process is complete. Upon OMB approval, FEMA will update this record with the new form.

Diminution In Value Cases In All 50 States

Diminution in value is claimed when the value of a damaged, but repaired, item is less than the value before the loss. Subrogation professionals should be aware of when and how the laws of each state deal with diminution of value. This chart is a summary of how the first-party issue is treated in all 50 states.

Guidelines and Requested Data for Electrical Systems at Fire Scenes

A guide for fire scene investigation of electrical systems.

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