Access essential depreciation rates and life expectancy for a vast array of personal property and building materials with the 2023 Claims Pages Depreciation Guide. From appliances and electronics to furniture and roofing, this indispensable resource supports hundreds of insurance companies and professionals in determining the actual cash value of items, enhancing the accuracy and efficiency of claims processing.
  PDF (56KB) Property General Reference

Currently 12 states and Puerto Rico have no-fault auto insurance laws. Florida, Michigan, New Jersey, New York and Pennsylvania have verbal thresholds. Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah use a monetary threshold.
  PDF (13KB) Liability General Reference

Basic reference table displaying reaction and braking distances for vehicles traveling at a specific speed.
  PDF (11KB) Auto Liability General Reference

A list of accreditations associated with the insurance industry.
  PDF (54KB) Auto Education & Training Liability Litigation Management & Underwriting General Reference

This list of vehicles equipped with crash data recorders is current through 2014.
  PDF (46KB) Auto Liability Technology General Reference

The California Earthquake Authority (CEA) claim manual is designed to assist claim representatives in the investigation and settlement of earthquake claims.
  PDF (1839.379KB) Catastrophe Property General Reference

Hurricane classification chart based on wind speed and and central storm pressure.
  PDF (11KB) Catastrophe Property General Reference

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