Depreciation Guide (Personal Property)

Access essential depreciation rates and life expectancy for a vast array of personal property and building materials with the 2023 Claims Pages Depreciation Guide. From appliances and electronics to furniture and roofing, this indispensable resource supports hundreds of insurance companies and professionals in determining the actual cash value of items, enhancing the accuracy and efficiency of claims processing.
  PDF (56KB) Property General Reference

No-Fault Automobile Accident Liability States

Currently 12 states and Puerto Rico have no-fault auto insurance laws. Florida, Michigan, New Jersey, New York and Pennsylvania have verbal thresholds. Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah use a monetary threshold.
  PDF (13KB) Liability General Reference

Reaction And Braking Distance Table

Basic reference table displaying reaction and braking distances for vehicles traveling at a specific speed.
  PDF (11KB) Auto Liability General Reference

Insurance Designation List

A list of accreditations associated with the insurance industry.
  PDF (54KB) Auto Education & Training Liability Litigation Management & Underwriting General Reference

Event Data Recorders - Vehicle List

This list of vehicles equipped with crash data recorders is current through 2014.
  PDF (46KB) Auto Liability Technology General Reference

California Earthquake Authority - Claim Manual 08-01-2020

The California Earthquake Authority (CEA) claim manual is designed to assist claim representatives in the investigation and settlement of earthquake claims.
  PDF (1839.379KB) Catastrophe Property General Reference

Tropical Storm / Hurricane Classification Chart

Hurricane classification chart based on wind speed and and central storm pressure.
  PDF (11KB) Catastrophe Property General Reference

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