Excavation Law - State Directory
One-Call Center directory has phone numbers and websites for all of the United States and Canada , and is a useful resource for utility location and damage prevention when excavation is needed.
PDF (759KB)
Legal Reference
Cause of Loss and Subrogation Report FEMA Form 086-0-16 (04/17)
The adjuster uses this form to identify potentially responsible third parties and their actions that may have caused worsened flood damage. This includes looking at foundation grading and adequacy of sewer lines.
PDF (475KB)
Forms Flood
Durability By Design 2nd Edition 2015
A Professional’s Guide to Durable Home Design
PDF (105KB)
White Papers
Tropical Storm / Hurricane Classification Chart
Hurricane classification chart based on wind speed and and central storm pressure.
PDF (11KB)
General Reference
Schedule Of Contents (Spanish)
A contents inventory form, with columns to itemize place and date of purchase, cost, condition, actual value and amount claimed.
PDF (40KB)
Forms Property & Casualty
Hold Harmless Agreement (Spanish)
This is a contract that releases one party from any legal and financial responsibility for all loss or damage or future claims by the other party in exchange for a settlement.
PDF (82KB)
Forms Property & Casualty
National Fire Preparedness Levels
The five National Fire Preparedness Levels. Each Preparedness Level has specific management directions.
PDF (10KB)
General Reference
Statement as to Full Cost of Repair or Replacement FEMA Form 086-0-12 (4/14)
This form is used to document the full repair or replacement cost of an insured property.
PDF (388KB)
Forms Flood
Insurance Fraud Legislation Update 2017
Status report on state legislation for insurance fraud bills.
PDF (60KB)
Legal Reference
BEQ-3B (2020) Basic Earthquake Policy - Homeowners
A sample California Earthquake Authority (CEA) policy which provides upgraded earthquake coverage for homeowners. Sold and serviced by participating insurance companies.
PDF (364.666KB)
Policy Forms
BEQ-4B (2020) Basic Earthquake Policy - Renters
A California Earthquake Authority (CEA) sample policy which provides basic earthquake coverage for renters. Sold and serviced by participating insurance companies.
PDF (352.785KB)
Policy Forms
