Reservation Of Rights Letter
The reservation of rights letter notifies the policyholder that the insurer reserves the right to deny coverage of a claim, in whole or part, pending outcome of a claims investigation.
DOC (19KB)
Letters
Timeline Template - Horizontal
Create your own time line using this Microsoft Excel template. Just enter dates and labels.
XLS (57KB)
Forms Property & Casualty
Insurance Designation List
A list of accreditations associated with the insurance industry.
PDF (54KB)
General Reference
A 14 Point Red Flag Checklist For Staged Collisions
The Red Flag checklist helps determine whether a rear-end collision may have been a staged accident; this maneuver is referred to as a swoop and squat crash by the Coalition Against Insurance Fraud. Claims with numerous red flags may need to be referred to the special investigations unit (SIU).
PDF (58KB)
General Reference
General Authorization
This form authorizes release of information, and requires a notary signature.
PDF (17KB)
Forms Property & Casualty
Civil Immunity Laws Governing Anti-Fraud Activities
This table provides a review of state-specific immunity for reporting insurance fraud insurer to insurer, law enforcement, fraud bureau, NICB and NAIC.
PDF (65KB)
Legal Reference
Reservation Of Rights Agreement
A reservation of insurer's rights to discovery, settlement, or defense in denial of a claim for loss and damages, agreed to by insured.
PDF (19KB)
Forms Property & Casualty
Model Insurance Fraud Act
This legislation establishes insurance fraud as a specific crime and as a felony in felony cases. It attacks insurance fraud at the source and can be used as a framework for additional laws, such as creating an insurance fraud bureau. The model addresses all forms of insurance fraud, including claims fraud, underwriting fraud, deceptive sales practices and scams by insurance operators.
PDF (75KB)
White Papers
Insurance Fraud Legislation Update 2017
Status report on state legislation for insurance fraud bills.
PDF (60KB)
Legal Reference
