Catastrophe Adjuster — Insurance Claims Definition
Industry
An adjuster deployed to a disaster zone to handle high volumes of claims after hurricanes, wildfires, or other catastrophes.
Cat adjusters may be independent or staff, often working long hours on fee schedules or daily rates. Licensing and reciprocity rules still apply across state lines.
Examples
Following a hurricane, hundreds of cat adjusters lodge in a staging area and complete 4–6 inspections daily.
Common Mistakes
Burnout and errors from rushed inspections. Scams from unlicensed door knockers posing as adjusters.
