Impairment Rating
A percentage estimate of permanent loss of function assigned using medical guidelines after MMI.
Impairment ratings translate clinical findings into compensation under state schedules. AMA Guides are common but not universal. Ratings drive PPD settlements.
Examples
Restricted lumbar range of motion yields 7% whole person impairment under AMA Guides for rating purposes.
Common Misconceptions
Assuming clinical pain equals higher rating without objective findings — varies by jurisdiction. Shopping ratings between doctors.
Related Terms
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Back to Glossary Claims Pages AcademyThis definition is provided for informational and educational purposes. Insurance terminology may vary by jurisdiction, policy, and context. Consult a licensed professional for guidance specific to your situation.
