Permanent Partial Disability
Benefits for permanent impairment that limits but does not eliminate ability to work.
PPD may be scheduled (lost finger with fixed weeks) or unscheduled (whole person impairment). Ratings follow AMA guides or state-specific schedules.
Examples
A worker loses partial use of a hand; receives 15% PPD award per state schedule after MMI.
Common Misconceptions
Rushing settlement before MMI undervalues claim. Fighting every impairment point drives litigation costs.
Related Terms
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Back to Glossary Claims Pages AcademyThis definition is provided for informational and educational purposes. Insurance terminology may vary by jurisdiction, policy, and context. Consult a licensed professional for guidance specific to your situation.
