Move over, Florida. New numbers show that Minnesota could finish first when it comes to disaster insurance claims. Last year, Minnesota generated nearly $800 million in claims, and that’s only through the third quarter. If you’re wondering why your premium is going through the roof, you can blame what’s falling on your roof. Hail from storms on Aug. 6 damaged roofs, windows and siding all over the south metro. Bob Johnson from the Insurance Federation of Minnesota remembers that Tuesday well. “It was up to, if you remember, softball-size hail. And when that happens, anything it hits is broken. It’s gone,” Johnson said.