After the May 18 hailstorm pummeled her Billings Heights property, Carol Metzler got word her insurance company was dumping her. State Farm, which has insured Metzler’s property for 30 years, was declining to issue her a new policy. Too many claims, her agent said. Metzler was ticked off. Her neighborhood had been hit hard by extreme weather several times in recent years. There was the Father’s Day tornado that ripped the roof off the Rimrock Auto Arena at MetraPark in 2010, followed by a severe Heights hailstorm in 2012 and another in 2013.