The Institutes

Adjusters Should Know About Fungi/Bacteria Exclusions

 Tuesday, September 2, 2014

 Property Casualty 360

In response to an explosion of “toxic mold” claims at the turn of the century, universal exclusions for mold, fungi and bacteria related losses were introduced faster and on a wider scale than any exclusion in the history of the insurance business. The exclusions for fungi and bacteria are by far the most onerous total pollution exclusions ever conceived.These expansive exclusions for a very common cause of loss were slammed into virtually all property and liability insurance policies without instruction manuals on what was being excluded.
Education & TrainingProperty

NHTSA Seeks Jurisdiction Over Self-Driving Software, Apps

 Wednesday, April 20, 2016

Semi Sideswipes Tour Bus Parked On Interstate Shoulder

 Tuesday, February 23, 2016

 The Kansas City Star

80 Customers Of San Jose Restaurant Sickened By Bacteria

 Wednesday, October 21, 2015

 NBC Bay Area

Oklahoma Insurance Commissioner Clarifies ’Man-Made’ Quake Policies

 Wednesday, March 4, 2015

More bacteria, fungi in drugs from Mass. pharmacy

 Wednesday, December 5, 2012

Low-speed vehicles and minitrucks shouldn't share busy public roads with regular traffic

 Thursday, May 20, 2010

 Insurance Institute For Highway Safety