Minnesota lawmakers are taking another run at curbing rampant insurance fraud in Minnesota, a state they say has become a target for organized crime because of legislative loopholes. The legislation, sponsored by Sen. Vicki Jensen, DFL-Owatonna, and Rep. Tim Sanders, R-Blaine, will provide extra money for the state Commerce Department’s anti-fraud unit, add hefty fines to people found guilty of insurance fraud, and place a 30-day “cooling off” period before accident reports can be accessed to curb solicitation on drivers involved in accidents.