Acting Attorney General John J. Hoffman and the Office of the Insurance Fraud Prosecutor (OIFP) announced that an Essex County man and his former girlfriend were indicted today for allegedly orchestrating a staged automobile accident in Newark in 2012 and later seeking more than $25,000 in payouts for medical treatment from their insurer. Jerry Previlon, 28, of Irvington and Yasmeen Louis, 21, of Union, were charged by a state grand jury with second-degree insurance fraud, second-degree conspiracy, third-degree attempted theft by deception and third-degree tampering with public records or information.