Car not running right? Trash it and collect insurance for the damage. Have an accident but no collision insurance? Buy coverage today and report the accident tomorrow. Want cash instead of a car? Drive it into an irrigation ditch and report it stolen. Why not? One reason is that you can get caught, go to jail, pay a fine and restitution and end up with a criminal record. Despite the risk of prosecution, each of these crimes, and more, happened in Nebraska last year. Courts in Nebraska convicted 34 people of insurance fraud last year, said Bruce Ramge, director of the Nebraska Department of Insurance.