As advanced driver-assistance systems become more and more prevalent in vehicles, one looming fear is inescapable for the collision repair industry: Autonomous vehicles could very well eliminate crashes. An industry also in high water? Insurers. In fact, it’s already time for insurance companies to be in panic mode, says Jerry Albright. Just in March, State Farm’s annual profit fell 94 percent on car insurance claims costs, and the underwriting loss from auto insurance widened to $7 billion from $4.4 billion in 2016.