Will Amazon Delivery App Raise Home Insurance Rate?

New apps and smart locks from Amazon and Walmart that let retailers deliver packages inside your house or apartment -- even putting groceries in your refrigerator -- with a digital code while you are away raise liability questions and could raise home insurance rates, experts warn. Amazon’s app, dubbed Key, became available Wednesday in Detroit for Prime customers. Walmart has announced it is testing similar systems with customers in Silicon Valley and Miami. "There are a lot of questions," said Kenneth Cantor, an attorney and the owner of Cantor Insurance Group in Southfield.