Insurance companies are finally putting a price on the risk of distracted driving, and its relatively cheap. Last year, a ticket for using a mobile phone while driving added $226 to the average insurance policy, an increase of 16 percent, according to a new analysis from The Zebra, a Texas-based startup that helps consumers weigh insurance rates. Thats up from just $23 in the span of two years, but still a lot less than some other violations. There are a range of relatively innocuous incidents and conditions that underwriters deem far more dangerous.
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