Envista Forensics

Triggering Coverage In Opioid-Related Bodily Injury Claims

 Monday, June 3, 2019

 CLM Magazine

In cases that involve bodily injury allegedly caused by opioid addiction, one of the first questions liability insurers and their counsel should ask is whether the claim triggers their particular policy.

A policy is “triggered” in this context if the bodily injury is deemed to have occurred during the policy period.

A trigger analysis is important because the typical commercial general liability (CGL) coverage form provides coverage only for losses occurring during the policy period. If the bodily injury did not occur during the policy period, then the policy is not triggered, and that policy will not provide coverage for that injury.

Tacoma Resident Falsified $14K Bodily Injury Claim

 Thursday, March 1, 2018

 OIC Washington State

Changing Insurance Culture: The State Of Denial

 Thursday, March 10, 2016

 Claims Management

Fraudulent, Padded PIP Claims Add Up To $7.7B In Excess Payments

 Wednesday, February 4, 2015

 Insurance Research Council

Adjusters Should Know About Fungi/Bacteria Exclusions

 Tuesday, September 2, 2014

 Property Casualty 360

Swiss Re Sees E-Cigarettes Triggering Liability Claims

 Friday, July 11, 2014


Carnival Cruise Passenger Sues Claiming Bodily Injury

 Monday, February 18, 2013

 ABC News