Growing Number Of Uninsurable Risks

 Tuesday, September 14, 2021

 Insurance Thought Leadership

A few weeks ago, I saw a LinkedIn post from Dr. Robert Hartwig that discussed his testimony to one of the U.S. Senate’s subcommittees about the uninsurability of business income from the COVID-19 pandemic.

Seeing that LinkedIn post, and reading his testimony, triggered my continuing belief that uninsurability of certain risks has been happening more frequently over the decades.

More specifically, I believe that as we, as a society, become increasingly more dependent on web-connected devices, uninsurability will become more of an issue for both the insurance market and for corporations (and individuals, as well).

I want to thank Dr. Hartwig for giving me permission to use some of his content from his July 21, 2021 testimony to the U.S. Senate subcommittee.

His testimony is titled: ‘Examining Frameworks to Address Future Pandemic Risk,’ and he presented it to the U.S. Senate Committee on Banking, Housing and Urban Affairs, Subcommittee on Securities, Insurance and Investment.
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