The Institutes

New Illinois Law Mandates That Insurers Report All Dog Bite Claims

 Friday, September 2, 2022

 Matthiesen, Wickert & Lehrer, S.C.

It’s a great trivia question. Which state has the most dog bite claims? The answer probably won’t surprise you -- California, with 2,103 insurance claims in 2020, followed by Florida, Texas, New York, Pennsylvania, Ohio, and Illinois.

What may surprise you, however, is that as recently as 2016, despite being 7th on the bite list, the state with the highest amount paid out in settlement of dog bite claims was Illinois.

In 2016, State Farm alone paid out $14 million for Illinois dog-related claims, second only to California. Perhaps this is what motivated State Farm to label dog bites as a ‘serious public health problem.’

In 2018 alone, State Farm paid $90 million in claims on roughly 3,500 dog bite incidents. According to the Insurance Information Institute, dog bites and other dog-related injuries accounted for an astonishing one-third (1/3) of all homeowner’s liability claim dollars paid out in 2017, costing almost $700 million.

This isn’t chump change any more, and subrogation professionals need to take a serious look at pursuing subrogation in all cases involving dog bites.
LiabilityLegislation & Regulation

Dog-Related Injury Claims Nearly $900M In 2021

 Friday, April 15, 2022

 Insurance Information Institute

Why Insurance Policy Language Matters

 Friday, December 13, 2019


Dog Bite Claims Now Take A Bigger Bite Out Of Homeowners’ Wallets

 Wednesday, September 19, 2012

 The Sacramento Bee

Woof! California Top Dog In Bites

 Thursday, May 17, 2012

 Insurance Journal

Illinois No. 2 in dog bite claims, California First

 Tuesday, May 10, 2011

 Chicago Tribune