March is Ethics Awareness Month in the insurance industry. Through an arrangement with the CPCU Society, PropertyAndCasualty.com is bringing a variety of ethics questions and scenarios to insurance and risk professionals.
This scenario deals with the relationship between an insurance policy and public policy. The link below will let you sound off on what you think about the issue.
Tessie asked her boyfriend Ted to drive her parents’ car back to her house because she wasn’t feeling well. Ted did so, and hit another car. Tessie’s parents had never given Ted permission to drive their car—nor had they ever denied permission. Had Ted requested permission, however, they would not have allowed it. Tessie’s parents’ carrier denied coverage to Ted, stating that he had not received the consent of the named insured.
