Leaks & Water Damage in Co-ops: 4 Questions to Determine Who is Responsible for Repairs

If a leak destroys an apartment, is a co-op board responsible for the repairs?

In the event of a fire, water, or other damage, almost every proprietary lease has boilerplate language on who is responsible for certain repairs to common areas or apartments. That language outlines that co-op boards are responsible for repairs to floors, walls, ceilings, and wiring conduits; however, the tenant is responsible for the furnishings and fixtures of their apartment.

If floors, walls, or ceilings are repaired or replaced by the co-op, the tenant is responsible for repainting or refinishing those within their apartment. Put simply, the co-op is responsible for structural repairs, but the contents of the apartment are the responsibility of the tenant.