Liability Insurance To Deter Police Misconduct: Bad Idea Or Panacea? (Risk & Insurance)

Liability Insurance To Deter Police Misconduct: Bad Idea Or Panacea?

Friday, March 31st, 2023 Legislation & Regulation Liability

We’re familiar with the idea of individual physicians holding their own medical malpractice insurance.

This level of professional liability coverage is required by law in most states, and protects medical providers from potential liability arising from the injury or death of a patient. It enables the physician to have the coverage they may need and keeps the hospital or health facility running with no delay in care for other medical personnel and patients.

A new bill introduced in Texas proposes taking this idea of mandatory professional liability insurance and applying it to police officers.

Should a Texan officer be involved in some form of misconduct that warrants professional liability protection, the bill posits, the officer should be equipped with their own insurance as a condition of their employment.

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External References & Further Reading

Mid-America Catastrophe ServicesMid-America Catastrophe ServicesHancock Claims Consultants LLCU.S. Forensic

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