Louisiana Lawmakers Push Through Major Tort Reforms Targeting Legal System Abuse (Insurance Information Institute)

Louisiana Lawmakers Push Through Major Tort Reforms Targeting Legal System Abuse

Wednesday, May 28th, 2025 Auto Insurance Industry Legislation & Regulation Litigation

Louisiana has taken a significant step in reforming its civil litigation system with the passage of five tort reform bills by the state Senate. These measures target what legislators and advocates call "legal system abuse," often attributed to aggressive personal injury advertising and plaintiff-friendly courtroom practices. Spearheaded by a coalition that includes the Insurance Information Institute’s campaign, StopLegalSystemAbuse.org, the reforms aim to address rising insurance costs and bring greater fairness to the state’s civil justice system.

Among the key changes are stricter caps on damages, clearer criteria for admitting expert witness testimony, and procedural adjustments that seek to ensure more balanced outcomes in court. Lawmakers believe these changes will help reduce the financial burden on residents and businesses caused by excessive litigation costs.

However, debate continues over several related bills still pending final approval or awaiting the governor’s signature. Notably, House Bill 431 would bar compensation for at-fault drivers injured in accidents, while Senate Bill 231 would let juries see the actual amount paid for medical treatments instead of the billed amount. Additional controversial provisions include restrictions on damage claims by undocumented immigrants and higher thresholds for uninsured drivers seeking medical reimbursement.

If signed into law, this legislative package could dramatically reshape Louisiana’s tort environment, potentially influencing similar efforts in other states.


External References & Further Reading
https://insuranceindustryblog.iii.org/significant-tort-reform-advances-in-louisiana/
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