National Report
Thursday, January 9th, 2003 Catastrophe Legislation & Regulation Property Workers' CompensationLand use planning that incorporates natural disaster mitigation can help communities incur fewer insured losses, according to a report presented at the Institute for Business & Home Safetys recent Annual Congress. “Communities that pay attention to natural hazards have lower insurance losses,” said Raymond J. Burby, professor of city and regional planning at the University of North Carolina. “Unfortunately, in three-quarters of the counties in the United States, state governments do not mandate hazard planning.” Residential insured losses per capita were at least one-third higher in states that do not mandate hazard planning, Burbys analysis of IBHS data revealed. In states with no hazard planning requirements, the mean insured residential loss per capita was $92



