NFL, insurers battle over defense

It costs too much, and it’s a nuisance, but liability insurance comes in handy when someone thinks you’ve hurt them. There are more than 3,000 former NFL players who think the league’s policies on concussions have hurt them and hurt them seriously, and NFL owners are working hard to force their liability insurance carriers to do what insurance companies are supposed to do -- pay lawyers to defend the league against the players’ claims and then pay whatever the players may be entitled to collect.