Four days after Hurricane Wilma crossed southwest Florida and tore into South Florida, insurance agents told Insurance Journal they had not encountered the onslaught of claims they expected, but since a large percentage of the hurricane-stricken area was without electricity, expect claims to increase as policyholders’ power was returned. Many agents in Dade and Broward counties have also been without electricity for a week now, are having problems receiving calls, and Florida Power and Light says power will not be returned to some areas until Nov. 21.