Deductible Reimbursement Laws In All 50 States
A summary of the laws and regulations in each state with regard to whether there is a duty or obligation on the part
of a subrogated carrier to reimburse any or all of its insured’s deductible to its insured before it can successfully subrogate or seek reimbursement of its claim payments.
PDF (93 KB)
Legal Reference
Structural Fire - Witness
Statement guideline for interviewing a witness to a structural fire. Includes initial questions and follow up questions based on responses given.
PDF (19 KB)
Statement Guides
Release & Authorization Of Payment
Used as a general release form which is signed by insureds and specifies payment to settle a claim. The release contains a statement that, as a condition of the settlement, prevents any further claim or legal action against the insurer for the loss event.
PDF (26 KB)
Forms Property & Casualty
Laws On Recording Conversations In All 50 States
State by state telephone call recording laws.
PDF (77 KB)
Legal Reference
Statement Of Loss W/O Enclosures
An adjuster's statement of a loss using Schedules A, B & C.
PDF (51 KB)
Forms Property & Casualty
Accident Scene Diagram - Roundabout
This Microsoft Word template allows users to sketch an accident scene by adding and resizing a variety of objects including roads, vehicles, traffic signs, road signals and other symbols and figures in a roundabout.
DOC (2155 KB)
Diagrams
Med Pay / PIP Subrogation in All 50 States
This chart provides an overview of subrogation rights for PIP and/or Med Pay-type benefits paid under the automobile insurance laws of all 50 states.
PDF (40 KB)
Legal Reference
Denial - Less Than Deductible
A denial letter used when the value of a claim submitted is determined to be less than the insured's deductible.
DOC (17 KB)
Letters
Recorded Statement Analysis
A written observation describing behavior of a person making a recorded statement.
PDF (54 KB)
Forms Property & Casualty
Product Liability - Manufacturer/Distributor
Statement guideline for interviewing the manufacturer or distributor in a products liability claim. Includes initial questions and follow up questions based on responses given.
PDF (13 KB)
Statement Guides
