Wednesday, October 13, 2021
T. David Harlow
Whether you are an insurance adjuster or fire investigator, when out on a loss site, such as a fire scene, it is important to always be aware of your surroundings and maintain situational awareness, the conscious knowledge of the immediate environment and the events that are occurring in it.
Friday, October 1, 2021
Danita L. Davis
Those who practice insurance coverage law in Missouri understand the potential perils associated with an 065 agreement. Missouri passed legislation to help protect the insurers interests and thwart collusive arbitration awards and settlement agreements between plaintiffs and insureds. Missouri legislators introduced SB-HB 345 which amends two statutes—Missouri Revised Statutes 435.415 and 537.065. The bill was signed into law on June 29, 2021 and became effective August 28, 2021.
Friday, September 17, 2021
Hannah Dingley and Michael Sternstein
Although many states have relaxed regulations, cannabis remains a Schedule 1 substance under the Controlled Substances Act of 1970, meaning that under federal law it is illegal to manufacture, sell, or distribute cannabis. This has meant that many large commercial insurance carriers, and particularly those that are publicly traded, have been hesitant to offer cannabis coverage due to the fear of federal illegality and reputational damage.
Thursday, August 26, 2021
2020 was a record year for severe weather, with 22 billion-dollar weather and climate disasters. It was the sixth consecutive year in which 10 or more billion-dollar disaster events occurred in the U.S.
Thursday, August 5, 2021
At Warren, we frequently investigate losses involving industrial machinery. Many of the losses involve workplace injuries, fires, or explosions; however, we also analyze industrial machinery and processes for other types of problems.
Wednesday, July 14, 2021
According to published weather data for the year 2019, 2.35 billion lightning strikes were recorded across the world, with 223 million of these in the United States. The movement of atmosphere causes electrical charges to build up between clouds. A tipping point is reached where the insulating properties of the air cannot withstand the level of energy and a discharge occurs.
Wednesday, June 16, 2021
As property insurance claims slowed due to COVID-19 lockdown measures and quarantines, the frequency of cyber-attacks exploded. A study of more than 6,000 businesses by Hiscox, Ltd found that 43% of the companies had suffered some type of cyber-attack in 2020, with the victims of these attacks ranging from small businesses to Fortune 500 companies.
Wednesday, June 2, 2021
Donald E. Berg
The investigation of spontaneous heating fires can be challenging and come with a unique set of circumstances due to many factors; evidence is consumed, a site is left with little or no evidentiary material, or collected evidence sent for laboratory analysis does not show the presence of chemical residues. Additionally, burn patterns from such fires can be difficult to interpret.
Wednesday, May 19, 2021
On May 7, 2021, Colonial Pipeline, the largest U.S. pipeline system for refined oil products, was hit by a ransomware attack that forced the company to shut down its entire fuel distribution pipeline.
Wednesday, May 5, 2021
I am an experienced restoration contractor. So, what would I have to offer a new independent adjuster who is launching their career in the rapid waters of property claims estimating? We can learn from each other.