Consumers around the world are racking up more than 100,000 financial transactions every day without using cash, credit cards or a barter system, How are all those buyers doing it? With Bitcoins, of course.The growing use of the six-year-old virtual currency and its implications for the insurance industry were the subjects of a panel discussion at the Risk and Insurance Management Society (RIMS) 2015 Conference in New Orleans this week. In a session entitled, “Bitcoins: the Next Cyberinsurance,” Ty Sagalow, CEO and founder of Innovation Insurance Group, said it’s no surprise that the use of Bitcoins still raises eyebrows among skeptics, given the “shady” nature of the currency’s startup.