The momentum behind innovation in insurance has perhaps never been greater than it is right now, as the calendar flips from 2015 to 2016. Insurers are driven to prove that they are at the forefront of working with the hottest technologies in the world. For example, take a look at what happened at Erie Insurance this year. The company received approval from the Federal Aviation Administration to test drones for claims use in April. By September, the company was using one to look at the roof of a house that had filed a claim.