Two Pennsylvania Women Charged with Filing False Insurance Claims After Alleged Fake Hit-and-Run

Two eastern Pennsylvania residents are facing felony charges for allegedly staging a hit-and-run accident in Hanover to support a fraudulent insurance claim totaling $30,000. Authorities say the individuals reported being struck by a vehicle while crossing the street in September 2024, but investigators later determined the incident never occurred.

Police responded to the initial report at an intersection in Penn Township, where one of the individuals claimed to have been hit by a white car. However, surveillance footage from the area revealed no vehicle matched the description or actions reported. A citation for making a false report was issued shortly after, and a guilty plea was entered later that month.

Months later, a special investigator with the Pennsylvania Financial Responsibility Assigned Claims Plan flagged a suspicious insurance claim submitted through a civil attorney. The pair had reported being hit in the alleged accident and sought $15,000 each in compensation. Medical records from a hospital visit days after the reported incident showed no signs of injury, although the individuals claimed they were struck by a car traveling about 10 mph.

During police interviews, each party blamed the other for initiating the scheme. The law firm that initially submitted the claim dropped the clients upon learning of the earlier guilty plea. Since no payments were issued, no restitution was required. The individuals are awaiting preliminary court proceedings related to the fraud charges.