Depreciation Guide (Personal Property)
Access essential depreciation rates and life expectancy for a vast array of personal property and building materials with the 2024 Claims Pages Depreciation Guide. From appliances and electronics to furniture and roofing, this indispensable resource supports hundreds of insurance companies and professionals in determining the actual cash value of items, enhancing the accuracy and efficiency of claims processing.
PDF (56KB)
Property
General Reference
Law Digest Guides
The Insurance Law Digest is a series of PDF files that provide summaries of insurance laws for each U.S. state and the Canadian province.
PDF (KB)
Auto
Legislation & Regulation
Liability
Property
Workers' Compensation
General Reference
Building Terminology Chart
Dozens of common building terms and their definitions.
PDF (34KB)
Property
General Reference
Insurance Designation List
A list of accreditations associated with the insurance industry.
PDF (54KB)
Auto
Education & Training
Liability
Litigation
Management & Underwriting
General Reference
Reaction And Braking Distance Table
Basic reference table displaying reaction and braking distances for vehicles traveling at a specific speed.
PDF (11KB)
Auto
Liability
General Reference
Coinsurance Definition And Formula
Coinsurance formula and sample calculation for a property claim where the insured did not maintain the required minimum coverage (usually 80% of value) on a structure.
PDF (38KB)
Property
General Reference
A 14 Point Red Flag Checklist For Staged Collisions
The Red Flag checklist helps determine whether a rear-end collision may have been a staged accident; this maneuver is referred to as a swoop and squat crash by the Coalition Against Insurance Fraud. Claims with numerous red flags may need to be referred to the special investigations unit (SIU).
PDF (58KB)
Auto
Liability
Special Investigations
General Reference
