Currently 12 states and Puerto Rico have no-fault auto insurance laws. Florida, Michigan, New Jersey, New York and Pennsylvania have verbal thresholds. Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah use a monetary threshold.
A unique code of numbers and letters comprise a motor vehicle's Vehicle Identification Number. The VIN indicates the country of origin, manufacturer, plant, vehicle type, make and model, year, engine size, overall dimensions, trim package, brakes and tires, warranty and safety restraints.
Reference chart showing what a person's blood alcohol content may be, based on the number of drinks consumed within an hour. Includes a person's weight as a factor.
A checklist helpful for establishing whether an insured is dead or alive, with research techniques to identify motives in possible cases of life insurance fraud.