A summary of the laws and regulations in each state with regard to whether there is a duty or obligation on the part of a subrogated carrier to reimburse any or all of its insureds deductible to its insured before it can successfully subrogate or seek reimbursement of its claim payments.
Diminution in value is claimed when the value of a damaged, but repaired, item is less than the value before the loss. Subrogation professionals should be aware of when and how the laws of each state deal with diminution of value. This chart is a summary of how the first-party issue is treated in all 50 states.
The Economic Loss Doctrine explained as it has been applied in all 50 states, an educational reference for subrogation professionals.
Application of exclusive remedy rule to cases involving employee leasing companies and temporary employees for all 50 states.
A list of accreditations associated with the insurance industry.
This chart concerns contribution among joint tortfeasors, which applies subrogation principles, and is sometimes referred to as “reimbursement by subrogation.” Joint and Several Liability and Contribution laws are shown for all states.
The ability of a landlords property insurer to subrogate against a tenant for property damage caused by the negligence of the tenant depends on which state the loss occurs in and the nature and language of the lease involved. Understanding when, where, and why such subrogation actions by a landlords insurer against a tenant are permitted or prohibited is critical to maximizing property subrogation recoveries and is the focus of this chart.