Dive into the intricate world of Diminution in Value claims across the U.S. with our comprehensive state-by-state guide. Ideal for subrogation professionals, this essential document dissects first-party and third-party claim treatments, demystifying legal stances from Immediate to Inherent Diminished Value cases. Stay ahead in your field with this vital resource, ensuring you're well-equipped to navigate the complexities of varied state laws with confidence and precision.

A summary of the laws and regulations in each state with regard to whether there is a duty or obligation on the part of a subrogated carrier to reimburse any or all of its insured’s deductible to its insured before it can successfully subrogate or seek reimbursement of its claim payments.

This chart provides an overview of subrogation rights for PIP and/or Med Pay-type benefits paid under the automobile insurance laws of all 50 states.

The ability of a landlord’s property insurer to subrogate against a tenant for property damage caused by the negligence of the tenant depends on which state the loss occurs in and the nature and language of the lease involved. Understanding when, where, and why such subrogation actions by a landlord’s insurer against a tenant are permitted or prohibited is critical to maximizing property subrogation recoveries and is the focus of this chart.

A subrogation letter sent to an at-fault party's insurer requests reimbursement for automobile damages paid to an insured.

A list of accreditations associated with the insurance industry.

The Economic Loss Doctrine explained as it has been applied in all 50 states, an educational reference for subrogation professionals.

A subrogation receipt is signed by the insured upon payment of a claim, and assigns the insurer to the right to recovery for the loss.

A subrogation letter sent to an at-fault party requests reimbursement for automobile losses paid to insured.

This chart concerns contribution among joint tortfeasors, which applies subrogation principles, and is sometimes referred to as “reimbursement by subrogation.” Joint and Several Liability and Contribution laws are shown for all states.

A subrogation receipt is signed by the insured upon payment of a claim, and assigns the insurer to the right to recovery for the loss.

A notarized statement of the money claimed for a loss under a property coverage policy, which includes giving insurer the right to recovery.

A subrogation letter sent to an at-fault party requests reimbursement for automobile losses paid to insured.

A notarized statement of the money claimed for a loss under a property coverage policy, which includes giving insurer the right to recovery.