As I researched recent developments in the telematics space, I thought of the wise words of an unknown car driver: “The worst fault of a car driver is his belief that he has none.” Whenever I speak to a group on telematics, I ask the audience, “Who considers themselves to be a better than average driver?” Every time, at least 80-to-90 percent of the hands go up. Most of us are guilty of that insightful driver’s allegation. But, even if we are all close to perfect drivers, accidents still will happen. And telematics data can be used to help identify who is at fault.