False or inflated insurance claims constitute a universal problem, and they are as old as insurance itself. Yet if there is a key difference between the U.S. and European markets, it is that the magnitude of claims is significantly higher in the U.S. than in Europe. Put another way, any innovation that would allow for the detection of fraudulent claims makes good sense in Europe. But it would make even better sense in the American market because the sums at stake are much greater, as is the consequent financial impact on the insurer.