
Insurance companies have distributed $4.2 billion in claims related to the Eaton and Palisades wildfires, which devastated LA County in early January. The payouts cover home, business, and additional living expenses, with 14,417 claims receiving partial payments so far. Policyholders are eligible for advance funds under California law, which allows them to receive financial assistance without itemizing personal property losses.
The California Department of Insurance (CDI) is tracking payments from insurers, including the FAIR Plan, which serves high-risk property owners. CDI-led workshops in affected areas have helped expedite claim processing, with some homeowners receiving checks on-site. However, concerns about claim handling persist, particularly regarding adjuster workloads.
The fires have been among the most destructive in California history, with the Eaton Fire claiming 17 lives and destroying over 9,400 structures. As rebuilding begins, total insurance payouts are expected to rise. The state continues to monitor insurer responses to ensure timely recovery support.