GEICO and Motive Launch AI Dashcam Program for Safer Fleet Driving and Insurance Discounts

GEICO has partnered with Motive, an AI-powered fleet management platform, to offer insurance savings and enhanced road safety for businesses operating commercial vehicles. This new initiative allows GEICO policyholders to receive up to a 10% discount by installing Motive’s Driver Safety and Fleet Management technologies and sharing real-time telematics data. With features like AI dashcams, electronic logging devices (ELDs), and behavior-based coaching, the platform is designed to reduce risky driving, prevent collisions, and streamline claims processing.

This collaboration is particularly impactful for claims adjusters. The integration of Motive’s data tools into the claims workflow offers clearer, real-time evidence that can exonerate drivers and accelerate case resolutions. At a time when jury awards are rising and commercial auto premiums are escalating, access to precise data helps mitigate risks and control losses.

Fleet managers gain visibility into vehicle health, driver habits, and regulatory compliance, which not only improves operations but equips adjusters with reliable insights for assessing claims. As commercial insurers like GEICO expand into tech-enabled coverage models, adjusters must adapt to interpreting advanced telematics and dashcam data as standard parts of the claims process.