Subrogation professionals might read the title to this article and wonder what subrogation and the confounding labyrinth of insurance coverage might have in common. After all, aren’t we all comfortably nestled in the subrogation world so that we don’t have to wade through endless pages of small font, state-specific endorsements, and baffling insurance policy lexicon?

Hyundai is recalling 239,000 cars in the United States because the seat belt pretensioners can explode and injure the people inside of the cars, according to authorities.

It was a wet weekend for many people living in St. Louis Park. A water main break flooded dozens of homes on and around Minnetonka Boulevard. A bad way to wake up.

Ford is recalling 39,013 model-year 2021 Ford Expedition and Lincoln Navigator SUVs due to a risk of fire, the manufacturer announced Thursday. The cause hasn’t been determined yet, but the automaker says 16 fires have been reported among affected vehicles so far -- the majority of which occurred while the full-size SUVs were parked with the engine off.

Hyundai informed NHTSA earlier this month that it has initiated a recall of 215,171 Sonatas from the 2013 and 2014 model years to address fuel lines used in its 2.0- and 2.4-liter engines that may crack and leak gasoline due to heat-related fatigue.

On the same day as the Alabama Court of Appeals issued its ruling in O’Brien v. Mobile Public Library, attempting to curtail the rights of a workers’ compensation carrier against UM/UIM benefits, the Kansas Court of Appeals was doing exactly the opposite.

Litigation is rarely cheap, but it is often necessary. Nowhere is this truer than in the area of insurance subrogation, where those who resist paying subrogation claims assume that insurance companies are loath to pull the trigger and file suit and will, therefore, never pay full value on subrogation claims with even the clearest liability facts.

In United States Automatic Sprinkler Corp. v. Erie Ins. Exch., et al., No. 21A-CT-580, 2022 Ind. App. LEXIS 87 (Automatic Sprinkler), the Court of Appeals of Indiana (Court of Appeals) considered whether there is a privity requirement for property damage claims against contractors. The court imposed a privity requirement.

A March 10, 2022, Pennsylvania Superior Court appellate decision underscores why the cost of workers’ compensation insurance for small businesses is the highest in the northeast United States.

More than 50 vehicles were involved in a pileup on Interstate 81 in Schuylkill County, Pa., on Monday, killing at least three people and closing a seven-mile stretch of the highway. Blinding snow squalls were moving through the region at the time.

A chain-reaction crash on an interstate in southeastern Missouri on Thursday morning left six people dead and resulted in a pileup of an estimated 135 vehicles, closing the highway in both directions for hours, the authorities said.

All east and westbound lanes on Route 581 have reopened after a pile-up crash involving 73 vehicles on Saturday afternoon that miraculously resulted in no reported life-threatening injuries.

Negotiation is an integral and required part of subrogation. Some subrogation professions thrive on it and are exceptional at negotiation techniques. Others can see it as a necessary evil.

Insurance companies, third-party adjusting companies, and subrogation vendors are increasingly undertaking subrogation investigation at an early stage of a claim’s life. Understanding that early recognition and action on third-party recovery potential is often won or lost in the first few days following an insurance claim or loss, companies are learning to obtain and retain key evidence necessary for proof of its subrogation case against a third party.

State Farm has filed a $1.27 million subrogation claim against Tesla, claiming that a ‘defect in design or manufacture’ of a 2016 Tesla Model S started a fire that heavily damaged a Carmel, Indiana couple’s home in 2020.