Pulitzer prize winning historian David McCullough once said that 'Writing is thinking. To write well is to think clearly. That's why it is so hard.' When claims adjusters, subrogation professionals, and/or subrogation lawyers document a settlement or stipulation with an insured's or employee's attorney regarding a subrogation interest, getting all the right words in the right order is only half of the job.

There is a hole in the dam. Prior to June 14, every one of the 77 federal and 44 state court appellate decisions interpreting the meaning of 'direct physical loss or damage' in a standard-form commercial property insurance policy had ruled against the policyholder.

Ford has recalled 63,294 model year 2022 Broncos and Rangers for risk of windshield detachment in a crash. The affected vehicles that were produced between December 2021 and April 2022 'may have inadequate front windshield adhesion to the vehicle body structure,' according to the recall notice.

Nissan is recalling more than 300,000 Pathfinder SUVs in the U.S. because defective hoods can cause them to flip open and obstruct drivers.

Several cars of an Amtrak train traveling from Los Angeles to Chicago derailed Monday afternoon after it struck a dump truck at a crossing in northern Missouri, Amtrak announced. More than 200 people were on board the train at the time of the crash, which was first reported about 12:43 p.m. near Mendon, Missouri, according to the Missouri State Highway Patrol.

We all know that the first step of the claims process is reporting the incident. It is also key in effective subrogation identification and recovery. Often, a subrogation referral isn't made until the claim is paid and closed, or not referred until the first payment is made.

Ford is recalling 2.9 million U.S. vehicles over concerns they could roll away after drivers move the gear shift into the park position.

Trial lawyers in Virginia have been trying for decades to convince that state's courts to rule that a workers' compensation carrier is not subrogated to non-economic damages awarded or recovered in a third-party tort action. On March 29, 2022, the latest such effort was turned away by the Virginia Court of Appeals.

Subrogation professionals might read the title to this article and wonder what subrogation and the confounding labyrinth of insurance coverage might have in common. After all, aren't we all comfortably nestled in the subrogation world so that we don't have to wade through endless pages of small font, state-specific endorsements, and baffling insurance policy lexicon?

Hyundai is recalling 239,000 cars in the United States because the seat belt pretensioners can explode and injure the people inside of the cars, according to authorities.

It was a wet weekend for many people living in St. Louis Park. A water main break flooded dozens of homes on and around Minnetonka Boulevard. A bad way to wake up.

Ford is recalling 39,013 model-year 2021 Ford Expedition and Lincoln Navigator SUVs due to a risk of fire, the manufacturer announced Thursday. The cause hasn't been determined yet, but the automaker says 16 fires have been reported among affected vehicles so far -- the majority of which occurred while the full-size SUVs were parked with the engine off.

Hyundai informed NHTSA earlier this month that it has initiated a recall of 215,171 Sonatas from the 2013 and 2014 model years to address fuel lines used in its 2.0- and 2.4-liter engines that may crack and leak gasoline due to heat-related fatigue.

On the same day as the Alabama Court of Appeals issued its ruling in O'Brien v. Mobile Public Library, attempting to curtail the rights of a workers' compensation carrier against UM/UIM benefits, the Kansas Court of Appeals was doing exactly the opposite.

Litigation is rarely cheap, but it is often necessary. Nowhere is this truer than in the area of insurance subrogation, where those who resist paying subrogation claims assume that insurance companies are loath to pull the trigger and file suit and will, therefore, never pay full value on subrogation claims with even the clearest liability facts.