Wildfire Season Expected to be Milder, but Vigilance Remains Essential (Insurance Information Institute)

Wildfire Season Expected to be Milder, but Vigilance Remains Essential

Friday, May 24th, 2024 Catastrophe Insurance Industry Property Risk Management

This year’s wildfire season is projected to be less intense than usual, but those in high-risk areas must remain vigilant and prepared for potential damage. According to Craig Clements, a meteorology and climate science professor at San José State University, critical fire conditions—hot, dry, and windy days—can still lead to rapid fire spread.

Despite a recent decrease in the frequency and severity of wildfires in the U.S., the risk persists. Factors such as the growing population in the wildland-urban interface and the increased share of insured losses from wildfires underscore the need for continued preparedness. Homeowners are advised to monitor the National Weather Service and the National Interagency Fire Center for updates and consider participating in the Wildfire Prepared Home program.

Understanding insurance coverage nuances, especially regarding post-wildfire risks like landslides and debris flows, is crucial. Homeowners should consult insurance professionals to ensure they are adequately covered.

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External References & Further Reading

Mid-America Catastrophe ServicesMid-America Catastrophe ServicesChurchill Claims ServicesHancock Claims Consultants LLC

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