A summary of the laws and regulations in each state with regard to whether there is a duty or obligation on the part of a subrogated carrier to reimburse any or all of its insureds deductible to its insured before it can successfully subrogate or seek reimbursement of its claim payments.
A denial letter used when the value of a claim submitted is determined to be less than the insured's deductible.
Currently 12 states and Puerto Rico have no-fault auto insurance laws. Florida, Michigan, New Jersey, New York and Pennsylvania have verbal thresholds. Hawaii, Kansas, Kentucky, Massachusetts, Minnesota, North Dakota and Utah use a monetary threshold.
This Microsoft Word template allows users to sketch an accident scene by adding and resizing a variety of objects including vehicles, traffic signs, and other symbols and figures in a parking lot.
This supplement to the Arkansas Motor Vehicle Collision Report must be completed when an accident involves (1) a vehicle with a gross weight rating of more than 10,000 pounds that is being used on a public highway to carry property, or displays a hazardous material placard, or is designed to transport 9 or more people. It includes carrier information, vehicle configuration, passenger seating chart and sequence of events.
The traffic accident report form used by the South Carolina Department of Motor Vehicles describes persons, vehicles and circumstances involved, and includes a crash diagram and contributing factors.
The adjuster uses this form to identify potentially responsible third parties and their actions that may have caused worsened flood damage. This includes looking at foundation grading and adequacy of sewer lines.