
Lawsuits Invoke ’Inherently Dangerous Activity’ in Maui Wildfire Cases
Hawaii courts soon may have to address a novel legal question related to the Maui wildfires: whether allowing invasive grass to grow unheeded on one’s property is the legal equivalent of keeping radioactive waste, dynamite or a dangerous wild animal.
September 26, 2023
Liability
Litigation
Hawaii

Florida Insurance Adjusters and Contractor Arrested in $57K Fraud Scheme Targeting Elderly Victim
Four individuals, including two licensed public insurance adjusters, one unlicensed insurance adjuster, and a mold contractor, have been arrested on multiple felony charges for their alleged involvement in a scheme to defraud a 94-year-old woman and Citizens Insurance.
September 26, 2023
Fraud
Property
Florida

Lawsuits Target MGM and Caesars Casinos Over Cyberattacks
Five class action lawsuits filed against MGM Resorts International and Caesars Entertainment seek to punish the casino giants for failing to protect customers in September’s cyberattacks.
September 26, 2023
Excess & Surplus Lines
Litigation
Nevada

Zombie Apocalypse: Businesses Face Liability from Distracted Walkers
Smartphone zombies (i.e. pedestrians who use their phone while walking) aren’t just hazardous to themselves; this phenomenon also poses a major risk for insured businesses.
September 25, 2023
Liability

California Governor Vetoes Self-Driving Truck Bill
California Gov. Gavin Newsom has vetoed a bill to require human drivers on board self-driving trucks, a measure that union leaders and truck drivers said would save hundreds of thousands of jobs in the state.
September 25, 2023
Legislation & Regulation
California

How Proposition 103 Worsens Risk Crisis in California
California is not the only U.S. state struggling with insurance availability and affordability, but -- as described in a new Triple-I Issues Brief -- its problems are exacerbated by a three-decades-old legislative measure that severely constrains insurers’ ability to profitably insure property in the state.
September 25, 2023
Insurance Industry
Legislation & Regulation
Underwriting
California

Minivan Safety Ratings Highlight Second-Row Issues
In a recent report by the Insurance Institute for Highway Safety (IIHS), minivans, a popular choice among parents for family transportation, are facing criticism for their second-row seating safety ratings.
September 25, 2023
Auto

California Insurance Commissioner Strikes Unwritten Agreement with Industry to Revive Home Insurance Coverage
After a summer that saw many of California’s top home insurers pull back from the state market, Insurance Commissioner Ricardo Lara announced Thursday that he struck a deal with the insurance industry to encourage new coverage in the state.
September 22, 2023
Insurance Industry
Legislation & Regulation
California

Hawaii Property Owners Challenged in Unprecedented Wildfire Lawsuit
The devastating Hawaii wildfires prompted a groundbreaking lawsuit filed by Harold Wells, whose daughter lost her life in the inferno.
September 22, 2023
Liability
Litigation
Hawaii

We Could Use a Little ‘Nudge’
The system of processing and handling insurance claims is fraught with inefficiencies. That is not to say it is entirely flawed, but, if we are being honest, we have all heard the same refrains for years.
September 22, 2023
Insurance Industry

Shutdown Threat Looms Over U.S. Flood Insurance
Even as the 2023 Atlantic hurricane season proves to be more intense than originally predicted, federal funding for the National Flood Insurance Program (NFIP) is threatened by a potential government shutdown.
September 22, 2023
Legislation & Regulation
Property

It’s Not an "Insurance Crisis" -- It’s a Risk Crisis
Ten states -- Louisiana, Florida, Idaho, Kentucky, Mississippi, Montana, North Dakota, South Carolina, Texas, and Virginia -- as well as additional plaintiffs, are suing the Federal Emergency Management Agency (FEMA) over its new methodology for pricing flood insurance, Risk Rating 2.0.
September 21, 2023
Legislation & Regulation
Property
Florida
Idaho
Kentucky
Louisiana
Mississippi

17 Top Authors Suing OpenAI, Alleging ChatGPT Steals Their Works
OpenAI’s ChatGPT is the target of a major new lawsuit, alleging the company illegally copied the copyrighted works of authors to train the artificial-intelligence robot.
September 21, 2023
Litigation

Hawaiian Electric’s Liability Insurance Coverage Is Key Question
The Hawaii Public Utilities Commission initiated a sweeping inquiry of Hawaiian Electric Co. this week, and, among other things, ordered the utility to reveal by Monday any liability insurance the company has available to cover legal claims related to the Aug. 8 fires on Maui.
September 21, 2023
Liability
Litigation
Property
Hawaii

Climate Change’s Toll on Homeowners and Insurance
Millions of American homeowners are confronting a growing financial dilemma as climate change-driven wildfires and floods push their home insurance rates to unprecedented levels. The situation is compounded when insurers decide to withdraw coverage.
September 21, 2023
Insurance Industry
Property
California
Florida
Kentucky
Louisiana
South Dakota



