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The Doctor Is Operational: AI In Health Care And The New Liability Landscape

The Doctor Is Operational: AI In Health Care And The New Liability Landscape

Artificial intelligence (AI) has captured the world’s headlines, perhaps in health care more than any other field.
August 28, 2020 Liability

Bad Faith: Insurer Pays $8.6M In Dancer’s Liquor Liability Suit

Bad Faith: Insurer Pays $8.6M In Dancer’s Liquor Liability Suit

A Middleton, WI-based insurance company has paid a former exotic dancer more than $8 million over a contentious liability claim.
August 27, 2020 Liability Litigation Massachusetts Wisconsin

100 Staged Accidents: More Indictments In New Orleans 18-Wheeler Insurance Fraud Investigation

100 Staged Accidents: More Indictments In New Orleans 18-Wheeler Insurance Fraud Investigation

In a major expansion of an already sprawling FBI investigation, a federal grand jury Friday indicted 11 more people on a variety of fraud and conspiracy charges, accusing them of participating in staged accidents with 18-wheelers then filing bogus lawsuits to defraud trucking and insurance companies.
August 24, 2020 Fraud Liability Litigation Louisiana

Clock Nears Midnight For Civil Monetary Penalties

Clock Nears Midnight For Civil Monetary Penalties

The industry has speculated for years whether and when the Centers for Medicare & Medicaid Services (CMS) would seek to enforce civil monetary penalties (CMPs) that were provided for the in Medicare Secondary Payer Act (MSP). Now, we are almost there.
August 18, 2020 Liability Workers' Compensation

Home Insurer Has A Duty To Defend Road Rage Claim

Home Insurer Has A Duty To Defend Road Rage Claim

Pembridge Insurance Company of Canada has a duty to defend an insured who has liability coverage under a home insurance policy in a case in which the insured got out of his car and allegedly threatened another driver in a road rage incident.
August 13, 2020 Liability Litigation Property

Liability Waivers In The COVID-19 Age

Liability Waivers In The COVID-19 Age

Many businesses, schools, and event centers use waivers and hold-harmless agreements as a type of security blanket or an extra layer of protection from injury claims.
August 11, 2020 Education & Training Liability

The Failed No-Fault Automobile Insurance Experiment

The Failed No-Fault Automobile Insurance Experiment

In its widest sense, “no-fault insurance” is a term used to describe any auto insurance coverage under which policyholders are paid for personal injuries and property damage they sustain in accidents through their own insurance company, regardless of fault. In many ways it is like first-party coverage.
August 6, 2020 Auto Liability Subrogation

Repairing Vehicles Before Damages Can Be Inspected: Good Claims Practice Or Spoliation?

Repairing Vehicles Before Damages Can Be Inspected: Good Claims Practice Or Spoliation?

Good first-party claims practice requires prompt repair of damaged vehicles. Obviously, the time it takes to repair a damaged vehicle depends on the complexity of the claim, the nature and extent of the damages, and the availability of quality replacement parts.
August 4, 2020 Auto Liability Subrogation

The Herculean Task Required To Reduce Liability Claims Involving Autonomous Vehicles

The Herculean Task Required To Reduce Liability Claims Involving Autonomous Vehicles

Autonomous vehicles need their own space to operate, a report says, and auto executives agree that putting them on the same roads as human-driven cars in a mixed-use environment will only increase liability claims.
July 31, 2020 Auto Liability Technology

Chubb CEO On Insuring In A Pandemic: ‘It’s Unlike Any Other Catastrophe’

Chubb CEO On Insuring In A Pandemic: ‘It’s Unlike Any Other Catastrophe’

Chubb Chairman and CEO Evan Greenberg told CNBC on Thursday the insurance industry is confronting an event like no other when it comes to the Covid-19 pandemic. “It has no time limit, and it has no geographic bounds,” Greenberg said on “Squawk Box.”
July 31, 2020 Catastrophe Liability

4 Reasons Pollution Claims Are Rising In Frequency And Severity

4 Reasons Pollution Claims Are Rising In Frequency And Severity

Greta Thunberg, global climate marches, documentaries such as Love Canal, Gasland and The Devil We Know — over the last decade, pop culture and the media have been turning up the volume on the conversation surrounding climate change. Environmental insurance claims have been rising over the last few years, and according to a survey report from Willis Towers Watson, hard market conditions are also contributing to shrinking capacity.
July 29, 2020 Liability Litigation

Alcohol Detection Systems Could Prevent More Than A Fourth Of U.S. Road Fatalities

Alcohol Detection Systems Could Prevent More Than A Fourth Of U.S. Road Fatalities

Alcohol-detection systems that stop people from drinking and driving could prevent more than a quarter of U.S. road fatalities and save upwards of 9,000 lives a year, a new study from the Insurance Institute for Highway Safety shows.
July 24, 2020 Auto Liability Technology

Well-Known Claims Adjusting Companies Merge

Well-Known Claims Adjusting Companies Merge

Eberl Claims Service and US Adjusting Services have announced that they have combined their business operations. Eberl will acquire certain assets and the business of US Adjusting Services, and both businesses will operate together.
July 23, 2020 Auto Catastrophe Liability Property

Mandatory Professional Liability For Police Officers: How Insurance Can Step Up

Mandatory Professional Liability For Police Officers: How Insurance Can Step Up

As the entire world scrutinizes the American justice system and police involvement in the deaths of unarmed black men and women, the insurance industry is in a unique place to exercise a market-based solution: Mandatory professional liability insurance for police officers.
July 22, 2020 Legislation & Regulation Liability

Preparing For COVID-19 Biometric Litigation

Preparing For COVID-19 Biometric Litigation

In the last few years, Arkansas, California, Illinois, New York, Texas and Washington have all enacted legislation that impacts how businesses can use an individual’s biometric data. Because of the COVID-19 pandemic, businesses will face critical questions on how best to handle this data as they begin to re-open.
July 21, 2020 Liability Litigation
Aspen Claims ServiceOmega Forensic Engineering, IncWeller SalvageKelmar Global