
The Failed No-Fault Automobile Insurance Experiment
In its widest sense, "no-fault insurance" is a term used to describe any auto insurance coverage under which policyholders are paid for personal injuries and property damage they sustain in accidents through their own insurance company, regardless of fault. In many ways it is like first-party coverage.
August 6, 2020
Auto
Liability
Subrogation

Repairing Vehicles Before Damages Can Be Inspected: Good Claims Practice Or Spoliation?
Good first-party claims practice requires prompt repair of damaged vehicles. Obviously, the time it takes to repair a damaged vehicle depends on the complexity of the claim, the nature and extent of the damages, and the availability of quality replacement parts.
August 4, 2020
Auto
Liability
Subrogation

The Herculean Task Required To Reduce Liability Claims Involving Autonomous Vehicles
Autonomous vehicles need their own space to operate, a report says, and auto executives agree that putting them on the same roads as human-driven cars in a mixed-use environment will only increase liability claims.
July 31, 2020
Auto
Liability
Technology

Chubb CEO On Insuring In A Pandemic: It’s Unlike Any Other Catastrophe’
Chubb Chairman and CEO Evan Greenberg told CNBC on Thursday the insurance industry is confronting an event like no other when it comes to the Covid-19 pandemic. "It has no time limit, and it has no geographic bounds," Greenberg said on "Squawk Box."
July 31, 2020
Catastrophe
Liability

4 Reasons Pollution Claims Are Rising In Frequency And Severity
Greta Thunberg, global climate marches, documentaries such as Love Canal, Gasland and The Devil We Know - over the last decade, pop culture and the media have been turning up the volume on the conversation surrounding climate change. Environmental insurance claims have been rising over the last few years, and according to a survey report from Willis Towers Watson, hard market conditions are also contributing to shrinking capacity.
July 29, 2020
Liability
Litigation

Alcohol Detection Systems Could Prevent More Than A Fourth Of U.S. Road Fatalities
Alcohol-detection systems that stop people from drinking and driving could prevent more than a quarter of U.S. road fatalities and save upwards of 9,000 lives a year, a new study from the Insurance Institute for Highway Safety shows.
July 24, 2020
Auto
Liability
Technology

Well-Known Claims Adjusting Companies Merge
Eberl Claims Service and US Adjusting Services have announced that they have combined their business operations. Eberl will acquire certain assets and the business of US Adjusting Services, and both businesses will operate together.
July 23, 2020
Auto
Catastrophe
Liability
Property

Mandatory Professional Liability For Police Officers: How Insurance Can Step Up
As the entire world scrutinizes the American justice system and police involvement in the deaths of unarmed black men and women, the insurance industry is in a unique place to exercise a market-based solution: Mandatory professional liability insurance for police officers.
July 22, 2020
Legislation & Regulation
Liability

Preparing For COVID-19 Biometric Litigation
In the last few years, Arkansas, California, Illinois, New York, Texas and Washington have all enacted legislation that impacts how businesses can use an individuals biometric data. Because of the COVID-19 pandemic, businesses will face critical questions on how best to handle this data as they begin to re-open.
July 21, 2020
Liability
Litigation

Non-Profit EPL Exposure Likely To Increase During Pandemic
The coronavirus (COVID-19) pandemic has had a significant impact on the non-profit sector. Many have had to either dramatically reduce, change, or completely shut their organizations down in adherence of state public health mandates.
July 21, 2020
Liability

Good Faith, Bad Food: Assessing Liability When Food Donations Lead To Illness
Food donations provide not only vital opportunities to combat food insecurity, but also valued tax deductions for contributions to qualified agencies. But what if donated foods become an immediate cause of a nationwide product recall or associated food-borne outbreak?
July 21, 2020
Liability

Coverage Triggers For Construction Defect Claims
This is the first in a series of articles dealing with construction defect claim fundamentals. In it, we address the trigger of coverage in construction defect claims.
July 16, 2020
Education & Training
Liability

After Tort Claims Payout Of $220M, NY Bill Proposes Mandatory Police Liability Insurance
Doctors are required to have insurance if they want to practice medicine. Some states require attorneys have malpractice insurance if they want to practice law. If New York State Legislature passes new legislation, cops will also have to take out insurance if they plan to wear a badge.
July 14, 2020
Legislation & Regulation
Liability
New York

Harvey Weinstein Accusers Fear Insurers Could Be Shielded From Big Payouts
Several women who claim they were sexually abused by disgraced film producer Harvey Weinstein are pleading with a US judge to reject an $18.9 million settlement with the former entertainment mogul, fearing that the deal would prevent the defendants' insurers from making bigger payouts.
July 14, 2020
Excess & Surplus Lines
Liability
Litigation
New York

D&O Coverage Costs Increase With Lawsuits Against Cannabis Companies
Some of the biggest cannabis companies, including Medmen Enterprises, Canopy Growth, CannTrust Holdings, Aphria Inc and Columbia Care, have faced shareholder litigation, accusing leaders of false claims, failing to act in the interest of all shareholders and attempts to defraud investors.
July 9, 2020
Liability
Litigation



