An explosion leveled at least one home and damaged several others early Wednesday in Victorville. The explosion was reported just before 3 a.m. in the 14900 block of Adalane Court in Victorville. One house was completely leveled by the explosion, which also sparked a fire at the home next door and damaged several homes across the street.

In the insurance context, the concurrent cause doctrine provides that there is insurance coverage available when a covered (non-excluded) cause is a substantial factor in producing a loss, even though an excluded cause may have contributed in some form to the ultimate result.

Nebraskans have watched severe weather track across the state in waves since May, devastating some areas multiple times. In Kearney, Realtor Patrick Slack can only shake his head at the damage. A commercial building was so badly pummeled by hail that the loss was larger than the sale price, Slack said.

A New Jersey appeals court overturned a lower court and ruled against an Atlantic City casino and in favor of units of Zurich Insurance Group Ltd., American International Group Inc. and Allianz SE in COVID-19-related business interruption coverage Thursday.

Losses from the severe convective storm peril are already on-track to surpass $20 billion again in 2022, according to Aon’s Impact Forecasting.

CoreLogic has said that New York and Miami have the most homes at risk of storm surge damage, alongside the highest reconstruction cost value. According to the firm, its 2022 Hurricane Report shows that nearly 7.8m homes with more than $2.3tn in combined reconstruction cost value (RCV) are at risk of hurricane-related damages.

The state-backed Citizens Property Insurance Corp. was served with 3,881 lawsuits during the first four months of 2022, as its number of customers continued soaring.

A Louisiana appeals court found that an all-risk property policy covered business-income interruption losses caused by COVID-19 shutdown orders and other operational restrictions.

A fire early Sunday in downtown Las Vegas was the Nevada city’s biggest in 25 years, the Las Vegas fire agency said.

Federal programs that have elevated thousands of U.S. homes above floodwaters may violate civil rights law by shutting out many homeowners who are Black or Hispanic or who have low incomes.

The Edinburg school district sued a bundle of its insurance carriers last month, claiming that they failed to payout over $39 million for damage sustained during Hurricane Hanna. The district is suing for the money it says it is owed and alleges -- among other things -- breach of contract and violations of the Texas Deceptive Trade Practices Act.

The forces of fire and ice shaped Yellowstone National Park over thousands of years. It took decades longer for humans to tame it enough for tourists to visit, often from the comfort of their cars.

Property and casualty insurers are bracing for another year of record losses from catastrophic hurricanes, tornadoes, wildfires, flooding, and other natural disasters already unfolding.

White House officials met last week at Florida International University (FIU) to announce an initiative to help state and local governments adopt modern building codes and standards and help communities become more resilient to hurricanes, flooding, wildfires, and other extreme weather events.

In 1994, the magnitude 6.7 Northridge earthquake hit California, damaging 40,000 buildings and causing insured losses of $12.5 billion. If an earthquake like Northridge were to occur today, it could cost nearly $19 billion in insured losses. By 2044, there is a 93% possibility that an earthquake of that magnitude or greater will strike California.