Tens of thousands of homeowners and businesses have lost their property insurance coverage in the last year, following four major hurricanes, eight company failures and a dozen pullouts from the state's increasingly dicey market. The shakeup has triggered a mass migration away from small private insurers.

Floods are the nation's most common and costly natural disaster, producing millions of dollars of destruction every year, and this year will be no exception. In just the last two weeks, there has been major flash flood events in St. Louis, Eastern Kentucky, parts of Virginia and West Virginia, and Death Valley.

A thunderstorm rolled through northeastern Oregon on Thursday, dumping intense hail on parts of Wallowa and Union counties. In some areas, the hail was large and heavy enough to cause property damage.

Three people were killed Wednesday when a house exploded in the southern Indiana city of Evansville, authorities said.

As the crypto market crashes, some insurance companies are stepping up efforts to exclude coverage for crypto-related risks under a range of insurance policies. But because crypto is still new, insurers are having a hard time defining and pricing the risk.

A week ago, the scenic Northern California hamlet of Klamath River was home to about 200 people and had a community center, post office and a corner grocery store. Now, after a wildfire raged through the forested region near the Oregon state line, four people are dead and the store is among the few buildings not reduced to ashes.

GEICO has closed all of its 38 California agent offices that sell auto and homeowners policies and other lines and has also ended the practice of selling insurance through telephone agents in the state.

A wildfire in Northern California that exploded in size over the weekend has killed at least two people, forced thousands to evacuate and grown into the state's largest wildfire this year, with lightning Monday threatening its further expansion.

At least 16 people are dead following catastrophic flooding in Kentucky, Gov. Andy Beshear said Friday. That number is expected to double and includes children, he told CNN earlier, as rescuers scramble to reach areas difficult to access.

All carriers and brokers encourage their insureds to read and understand their policies. Claims resolution relies on all the work after that. At best, when a claim occurs it is swiftly paid and insureds understand their policy language and feel protected by it.

The Balch Springs Fire Department has released more information about the grass fire that caught several homes on fire Monday afternoon. The grass fire was first reported to officials at 3:17 p.m. Monday. When fire officials responded, there were three acres on fire and winds were gusting between 15 and 20 MPH, causing the fire to spread quickly.

As damage assessment teams continue their work in the Oak Fire burn scare, the number of houses destroyed is going up.

'Climate change has its fingerprints all over' the increasingly costly wildfire activity we've seen in recent years, says Triple-I non-resident scholar Dr. Craig Clements, even though most fires are ignited by people.

Torrential and record-breaking rainfall caused widespread flash flooding in the St. Louis area Tuesday morning, trapping vehicles on streets, forcing rescues from homes and cars and spurring numerous road closures, including part of Interstate 70, officials said.

Craig Plazure and his wife, Morgan, describe themselves as two of the 'lucky ones' who were able to buy a home in Colorado in August 2021. But after settling down and having two children, the family is wondering how long they'll be able to stay in Colorado because of their rising homeowners insurance premiums.